Ebury Company

　　

Ebury Company: Empowering Global Trade

　　

1. Company Overview

　　

Founding Date and Background

　　Ebury was founded in 2009 by Juan Lobato and Salvador García, both of whom are Spanish engineers. The company was established with the vision of empowering small and medium-sized enterprises (SMEs) to engage in international trade by providing them with integrated financial services.

　　

Parent Company/Ownership Structure

　　In November 2019, Ebury was acquired by Santander, a leading global bank, for £350 million. This acquisition has allowed Ebury to leverage Santander's extensive resources and network while maintaining its operational independence.

　　

Headquarters Location

　　Eburys headquarters is located in London, England, at 100 Victoria Street, SW1E 5JL. This strategic location places the company at the heart of one of the world's leading financial hubs.

　　

Global Business Scope

　　Ebury operates globally, providing services in over 160 countries and transacting in more than 130 currencies. The company has established a presence across 25+ countries, with 38 offices worldwide and a workforce exceeding 1,600 employees.

　　

Main Regulatory Bodies

　　Ebury is regulated by several key financial authorities, including the Financial Conduct Authority (FCA) in the United Kingdom, which oversees payment services and investment advisory operations.

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2. Company History and Development

　　

Key Milestones

• 2009: Ebury is founded in London, focusing on international trade services for SMEs.
• 2017: Ebury raises $123.5 million in funding, allowing for significant expansion and technological enhancement.
• 2019: Ebury is acquired by Santander for £350 million, marking a significant milestone in its growth trajectory.
• 2021: Ebury expands its services into Africa through the acquisition of Prime Financial Markets.

　　

Business Expansion Journey

　　Ebury has consistently expanded its global footprint since its inception. Initially serving the UK market, the company quickly expanded into Europe and has now established a presence in regions such as Africa, Asia, and the Americas. This growth has been supported by strategic acquisitions and partnerships, enhancing its service offerings and market reach.

　　

Customer Base Growth

　　Ebury has successfully grown its customer base to over 50,000 clients, including SMEs and mid-cap businesses. The company processes over 1 million payments annually, demonstrating its capability to handle high transaction volumes efficiently.

　　

Platform Development History

　　Ebury has invested heavily in its technology platform, which facilitates seamless international payments and currency management. The platform has evolved to include advanced features such as multi-currency accounts, risk management tools, and APIs for integration with clients existing systems.

　　

Important Awards or Recognitions Received

　　Ebury has received numerous accolades, including recognition in the Financial Times as one of Europes fastest-growing companies and multiple awards for its innovative financial solutions. These recognitions highlight Ebury's commitment to excellence in the fintech sector.

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3. Trading Services Offered

　　

Forex Trading Options

　　Ebury provides extensive forex trading options, allowing clients to transact in over 130 currencies. This includes major pairs, emerging market currencies, and customized solutions tailored to specific business needs.

　　

Stock Trading Options

　　While Ebury primarily focuses on forex and foreign exchange services, it does not offer direct stock trading options. Instead, its services cater to businesses looking to manage currency risk and optimize international payments.

　　

CFD Trading Products

　　Ebury does not explicitly list Contract for Difference (CFD) trading products in its offerings. The company's primary focus remains on facilitating payments and currency exchange rather than speculative trading.

　　

Other Financial Instruments

　　Ebury offers a range of financial instruments beyond forex, including:

• Commodities: Services related to commodity trading are available.
• Risk Management Solutions: Tailored strategies to mitigate currency risk.
• Business Lending: Unsecured financing options to support international trade.

　　

Special Services or Unique Advantages

　　Ebury's unique advantages include:

• Multi-Currency Accounts: Clients can hold accounts in over 29 currencies, facilitating easier international transactions.
• API Integrations: Ebury offers robust APIs for businesses to automate their payment processes and integrate seamlessly with existing systems.
• Dedicated Relationship Management: Personalized support to help clients navigate international trade complexities.

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4. Regulatory and Legal Background

　　

Detailed Regulatory Information

　　Ebury is regulated by several authorities, including:

• Financial Conduct Authority (FCA): Regulates Ebury's payment services and investment advisory functions in the UK.
• Other regional regulatory bodies in countries where Ebury operates, ensuring compliance with local laws.

　　

Legal Entity Structure by Region

　　Ebury operates under various legal entities depending on the region, including:

• Ebury Partners UK Limited: The primary entity for UK operations.
• Regional subsidiaries in Spain, the Netherlands, and other countries to comply with local regulations.

　　

Client Fund Protection Measures

　　Ebury adheres to strict compliance measures for client fund protection, including:

• Segregation of client funds to protect against insolvency.
• Regulatory oversight by the FCA and other local authorities to ensure adherence to financial regulations.

　　

Countries/Regions Served

　　Ebury serves clients in over 160 countries, with a strong presence in Europe, the Americas, Africa, and Asia. This extensive reach enables businesses to engage in cross-border trade with ease.

　　

Compliance History

　　Ebury has maintained a strong compliance record, adhering to regulatory requirements set forth by the FCA and other governing bodies. However, concerns have been raised regarding its business scope and adherence to authorized limits, which the company continues to address.

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5. Competitive Landscape

　　

3-5 Main Competitors

　　Ebury operates in a competitive landscape with several notable competitors, including:

• TransferWise (now Wise): Known for low-cost international money transfers.
• Revolut: Offers a suite of financial services, including currency exchange and payments.
• OFX: Provides international money transfers with competitive exchange rates.
• Payoneer: Focuses on cross-border payments for businesses.

　　

Positioning in the Industry

　　Ebury positions itself as a comprehensive financial services provider tailored for SMEs and mid-cap businesses, differentiating itself from competitors by offering specialized services in foreign exchange and risk management.

　　

Market Differentiation Factors

　　Ebury's differentiation factors include:

• Tailored Solutions: Customized financial services designed to meet the specific needs of businesses engaged in international trade.
• Technology-Driven Approach: A robust technology platform that facilitates seamless transactions and integrates with clients' systems.
• Global Reach: Extensive operational footprint across multiple regions, allowing for efficient cross-border trade.

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　　In conclusion, Ebury has established itself as a significant player in the financial services industry, providing innovative solutions for businesses looking to engage in international trade. With a strong regulatory foundation, a commitment to customer service, and a focus on technology, Ebury continues to empower companies to grow beyond borders. For more information on Ebury's offerings and services, learn more.