Aviso Wealth Account Types

　　Aviso Wealth offers a diverse range of account types to cater to various investor needs. Here are the main types of accounts available:

• Tax-Free Savings Account (TFSA):
• A registered, tax-free savings vehicle for qualifying Canadians.
• 2024 contribution limit is $7,000.
• Lifetime contribution limit (for individuals born before 1995) is $95,000.
• Continuous rollover of accumulated contribution room from age 19.
• Registered Retirement Savings Plan (RRSP):
• A registered savings account that allows contributions to reduce current income tax and promote retirement savings.
• Must be converted to an income-producing vehicle (RRIF) by the end of the year you turn 71.
• Cash/Margin Accounts:
• Investment accounts with no deposit/withdrawal restrictions.
• Margin accounts allow borrowing against other investments in the account.
• Registered Education Savings Plan (RESP):
• A tax-advantaged savings account for children's post-secondary education.
• Allows multiple contributors and provides tax-deferred growth.
• Individual Pension Plan (IPP):
• A registered, defined-benefit pension plan typically set up for business owners or key employees.
• Generally offers higher contribution limits than RRSPs.
• Locked-In Retirement Accounts (LIRA, LRSP, LRIF):
• Designed to preserve and grow pension savings until retirement.
• Registered Disability Savings Plan (RDSP):
• A savings plan designed to help Canadians with disabilities save for their long-term financial security.

　　

Aviso Wealth Broker Account Opening Process

　　Opening a brokerage account with Aviso Wealth is a straightforward process. Here are the steps involved:

• 　　Select the Account Type: Determine which account type suits your financial goals (e.g., TFSA, RRSP, etc.).

• 　　Complete the Application: Fill out the account application form, providing necessary personal information such as your name, address, and Social Insurance Number (SIN).

• 　　Provide Identification: Submit identification documents to verify your identity, typically including a government-issued ID and proof of address.

• 　　Fund Your Account: Once your application is approved, you will need to fund your account. This can usually be done via electronic transfer from your bank account.

• 　　Access Your Account: After funding, you will receive access to your account through the Aviso Wealth online platform, where you can manage your investments.

• 　　Consult Advisors if Needed: If you have questions or need assistance, you can reach out to Aviso Wealth's customer service for support.

　　By following these steps, you can successfully open an account with Aviso Wealth and start your investment journey.