General Information Established in 2012, Hard Assets Alliance is a precious metals company headquartered in New York City, US. Hard Assets Alliance focus on the U.S but it is not required to be a U.S citizen or company to open an account. Transactions can be made online through Hard Asset Alliances SmartMetals Accounts 24/7 from anywhere in the world and include the storage of purchased metals in New York, Salt Lake City, London, Singapore, Sydney or Zurich. Hard Assets Alliance is cooperating with Gold Bullion Interantional (GBI), LLC, a New York based limited liability company, which started its physical precious metals service in 2010. It provides private clients and financial advisors with a means to buy, store and sell precious metals such as gold. Investors directly own their gold and other precious metals. Products Offerings Hard Assets Alliancehas four classes of precious metals available: Palladium, Silver, Platinum and Gold. You can find most diverse offerings in the Gold and Silver areas. With this, investors can buy, sell and store their own precious metals. Account Types Hard Assets Alliance offers several types of account that you can open. They include the following: Retirement Accounts Individual and Joint Personal Accounts Corporate Accounts Trust Accounts UTMA Accounts Costs Estimated mark-up for buying for the most cost-effective bars: 1oz: 2.85% 10oz: 3.78% 1 kg: 1.66% 400oz: 1.32% Costs for selling are not provided. Costs for storage and insurance: 0.70% per year Minimum fee of US$5 per month METALSTREAM ™ METALSTREAM ™ is a trading tools offered by Hard Assets Alliance for you to save in gold and silver time over time and get all the benefit of price averaging, without sacrificing the advantages of owning whole coins and bars. With METALSTREAM ™ , you can invest any amount as low as $25 per month. Contact Information The Hard Assets Alliance customer support team can be reached through the following: Toll-Free: 877-727-7387 Internationally: 646-530-8445 Email: suport@hardassetsalliance.com