UNITED CAPITAL Company

United Capital Company: A Comprehensive Overview

1. Company Overview

Founding Date and Background

United Capital Company was founded in 2005 by Joe Duran with a vision to redefine financial services by emphasizing a human-centered approach to wealth management. The company has evolved into a financial life management firm that prioritizes the well-being of its clients rather than solely focusing on their financial assets.

Parent Company/Ownership Structure

In May 2019, United Capital was acquired by Goldman Sachs for $750 million. This acquisition allowed Goldman Sachs to enhance its wealth management strategy and expand its reach to a broader client base, integrating United Capital's innovative approach within its existing services.

Headquarters Location

United Capital is headquartered in Alpharetta, Georgia, USA. This location serves as the central hub for its operations and strategic initiatives.

Global Business Scope

United Capital primarily operates within the United States, serving over 25,000 clients across more than 90 offices. The firm focuses on delivering personalized financial advice and solutions tailored to individual client needs.

Main Regulatory Bodies

As a registered investment advisor, United Capital is regulated by several key bodies, including the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). These organizations oversee the firms compliance with industry standards and regulations.

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2. Company History and Development

Key Milestones

• 2005: United Capital was founded, introducing a new paradigm in financial advisory services.
• 2019: The acquisition by Goldman Sachs marked a significant milestone, enabling further growth and innovation.

Business Expansion Journey

Since its inception, United Capital has experienced rapid growth, expanding its workforce to nearly 600 employees and increasing its assets under management (AUM) to $15 billion. The firm has strategically acquired like-minded advisory practices to enhance its service offerings.

Customer Base Growth

The firm has successfully attracted a diverse clientele, serving over 25,000 clients. Its unique approach to financial life management has resonated with individuals seeking more than traditional wealth management.

Platform Development History

United Capital has invested in technology to streamline its operations and enhance client engagement. The partnership with Salesforce has been pivotal, allowing the firm to develop a comprehensive digital platform that supports client interactions and data management.

Important Awards or Recognitions Received

United Capital has been recognized for its innovative approach and client-centric services, ranking highly in various industry lists, including Barrons top independent financial advisors.

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3. Trading Services Offered

Forex Trading Options

United Capital does not primarily focus on forex trading; however, it offers a range of financial advisory services that may include insights and strategies related to currency markets as part of its comprehensive financial planning.

Stock Trading Options

The firm provides clients with access to a wide range of investment options, including stock trading. United Capitals advisors work with clients to develop personalized investment strategies that align with their financial goals.

CFD Trading Products

While United Capital is primarily a financial advisory firm, it may offer insights into Contract for Difference (CFD) trading as part of its broader investment strategy discussions. However, specific CFD products may not be a core offering.

Other Financial Instruments

United Capital offers a diverse array of financial instruments, including:

• Commodities: Investment strategies involving physical goods.
• Real Estate Investments: Opportunities in real estate markets.
• Cryptocurrencies: As part of modern investment strategies, insights may be provided regarding digital currencies.

Special Services or Unique Advantages

United Capital distinguishes itself through its empathetic, human-centered approach, focusing on helping clients improve their overall quality of life. The firm employs unique tools, such as the Money Mind® Analyzer, to understand clients' emotional relationships with money, allowing for more tailored financial planning.

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4. Regulatory and Legal Background

Detailed Regulatory Information

United Capital is regulated by:

• Securities and Exchange Commission (SEC): Oversees investment advisors.
• Financial Industry Regulatory Authority (FINRA): Regulates brokerage firms and exchange markets.

Legal Entity Structure by Region

United Capital operates primarily as a registered investment advisor in the United States. Its legal structure aligns with the requirements set forth by regulatory bodies, ensuring compliance across its various offices.

Client Fund Protection Measures

The firm adheres to strict regulatory standards designed to protect client funds, including maintaining segregation of client assets and regular audits to ensure compliance with financial regulations.

Countries/Regions Served

United Capital primarily serves clients in the United States, with a focus on providing localized financial services through its extensive network of offices.

Compliance History

United Capital has maintained a favorable compliance history, with no significant regulatory actions reported. This track record reinforces its commitment to ethical practices and client trust.

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5. Competitive Landscape

3-5 Main Competitors

• Fidelity Investments: A leading provider of investment management and financial planning services.
• Charles Schwab: Offers a wide range of investment services, including wealth management and trading.
• Vanguard: Known for its low-cost investment options and strong focus on client education.

Positioning in the Industry

United Capital positions itself uniquely within the financial advisory industry by emphasizing a holistic approach to financial life management, differentiating itself from traditional wealth management firms.

Market Differentiation Factors

Key factors that set United Capital apart include:

• Empathetic Approach: Focus on understanding clients' emotional connections to money.
• Innovative Technology: Utilization of advanced digital platforms for enhanced client engagement.
• Personalized Financial Planning: Tailored strategies that align with clients' life goals rather than just financial metrics.

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Conclusion

United Capital Company has established itself as a leader in the financial advisory sector through its innovative approach, commitment to client well-being, and strategic partnerships. With a strong foundation built on empathy and technology, the firm continues to grow and adapt in a changing financial landscape. For those interested in learning more about United Capital's services and offerings, please refer to their official website and resources.

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