Fruitful Account Type

　　Fruitful offers various types of accounts tailored to meet the needs of its members. The key account types include:

• Individual Accounts: Designed for solo investors, these accounts provide access to tailored investment portfolios and expert guidance from a certified financial planner (CFP) professional.
• Joint Accounts: For partners or couples, these accounts allow both individuals to manage their investments together, enjoying the same benefits as individual accounts.
• High-Yield Cash Accounts: Members can earn a competitive 5.00% annual percentage yield (APY) on their cash, significantly higher than the national average.
• Retirement Accounts: Options include Roth, Traditional, Rollover, Simple, and SEP IRAs, allowing members to save for retirement with tailored investment strategies.

　　All accounts come with no management fees and no investment minimums, making investing accessible and straightforward for all members.

　　

Fruitful Broker Account Opening Process

　　Opening a broker account with Fruitful is a simple and efficient process that can be completed in a few steps:

• Choose Your Guide: Select a certified financial planner (CFP) professional who will assist you throughout your financial journey.
• Sign Up: Become a Fruitful member by completing the online application. The membership is risk-free for 30 days, allowing you to test the service.
• Schedule Your First Session: Once you sign up, schedule a 1-on-1 video session with your guide to discuss your financial goals and investment strategy.
• Fund Your Account: You can fund your account through electronic transfers from your checking or savings account. There are no minimum deposit requirements, making it easy to get started.

　　Fruitful's streamlined process ensures that members receive personalized advice and support at every step, enabling them to manage their finances effectively.

　　For more information, visit Fruitful.