DSK Bank Account Types

DSK Bank offers a variety of account types tailored to meet the needs of individual and business customers. The available accounts include:

• Current Accounts: Designed for everyday banking transactions, allowing easy access to funds.
• Savings Accounts: Aimed at helping customers save with competitive interest rates.
• Time Deposit Accounts: For customers looking to earn higher interest rates by locking in funds for a specified term.
• Debit Cards: Linked to current accounts for convenient spending.
• Credit Cards: Offering a line of credit for purchases.
• Virtual Cards: For online transactions, providing an extra layer of security.
• Consumer Loans: Personal loans for various needs.
• Mortgage Loans: Financing options for purchasing property.
• Student Loans: Tailored for educational expenses.
• Overdraft Loans: Allowing customers to withdraw more than their account balance.

DSK Bank Broker Account Opening Process

To open a broker account with DSK Bank, follow these steps:

• Visit a Bank Branch: A personal meeting with a potential client is mandatory for account opening.
• Required Documents:
• Valid Passport
• Proof of Address
• Completed Application Form
• Deposit Requirement: A minimum deposit of BGN 30 (approximately USD 15) is required after opening the account to avoid it being classified as empty.
• KYC and AML Compliance: DSK Bank will perform a Know Your Customer (KYC) procedure, which includes verifying identity, residential address, current occupation, and source of income.
• Timeframe: The account opening process may vary on a case-by-case basis, so it's advisable to check with a consultant for specific timelines.
• Restrictions: Accounts are not opened for certain activities, including brokerage, cryptocurrency operations, and gambling.

For more detailed information, you can refer to the official DSK Bank website.