Wide range of coverage options, including specialty insurance for high-risk drivers and unique properties.

Multiple add-on coverage types available, allowing for customization of policies.

Strong financial rating (A) from AM Best, indicating reliability in paying claims.

Higher-than-average premiums compared to national averages, which may not be suitable for budget-conscious consumers.

Inconsistent customer service experiences, with some reports of slow claims processing and communication issues.

Limited online capabilities, such as no online quoting and mobile app features that do not support claims filing.