Capitalia Account Type

　　Capitalia offers two types of accounts for investors: Standard Account and Prime Account. The Standard Account is automatically assigned upon registration, while the Prime Account provides additional benefits, including early access to investment projects. To achieve a well-diversified portfolio, it is recommended that investors hold at least 25 active investments, with a minimum investment of €200 per project. The total required investment amount for a diversified portfolio is approximately €5,000.

Capitalia Broker Account Opening Process

　　Opening a Capitalia broker account is a straightforward process that involves the following steps:

• Registration:
• Any individual or legal entity residing in the European Economic Area can register as a lender.
• Complete the registration form with contact information.
• Identification:
• Individuals must provide two personal identification documents (ID, passport, or driving license).
• Companies need to submit the personal identification document of the representative and beneficial owners, along with a bank account statement, articles of association, and an extract from the official company register.
• KYC Compliance:
• Complete a financial competency test to ensure understanding of financial analysis topics as part of the anti-money laundering policies.
• Account Validation:
• After completing the registration, individuals typically wait up to 48 hours for account validation, while companies may take up to 72 hours.
• Investment:
• Once validated, investors can start investing in projects listed on the Capitalia platform. The minimum investment amount per project is €200, and it is encouraged to diversify across multiple projects to minimize risk.

　　For more details on the registration process and account types, you can visit Capitalia's official website.