Rating Index

Pros

User-friendly trading platforms with real-time stock quotes and comprehensive chart analysis.

Competitive commission fees for trading, especially for US stocks.

Integrated digital support and 24-hour customer service available in local languages.

Cons

Mixed reviews regarding the app's interface and usability, with some users finding it outdated and difficult to navigate.

Limited functionality for certain trading features, leading to frustration among users.

Some reports of poor customer service response times and technical issues with the trading platform.

bea Account Types & Opening Guide 2025: Complete Comparison and Registration Steps

Part 1: bea Account Types Overview

bea Account Types Explained

The Bank of East Asia (BEA) offers a variety of account types tailored to different user needs. Below are the main account types available:

i-Account

Minimum Deposit Requirement: HKD 1,000
Spread/Commission Structure: Variable spreads
Leverage Options: Up to 1:100
Key Features: Multi-currency support, online banking access, and investment services.
Target User Profile: Suitable for beginners and intermediate traders.
Trading Instruments Available: Forex, stocks, bonds, and mutual funds.

CorporatePlus Account

Minimum Deposit Requirement: HKD 500,000
Spread/Commission Structure: Competitive spreads with commission on certain trades.
Leverage Options: Up to 1:200
Key Features: Tailored for businesses, includes corporate banking services.
Target User Profile: Institutional and corporate clients.
Trading Instruments Available: Forex, commodities, and corporate bonds.

SupremeGold Account

Minimum Deposit Requirement: HKD 100,000
Spread/Commission Structure: Low spreads with commission on trades.
Leverage Options: Up to 1:150
Key Features: Premium services including wealth management.
Target User Profile: High-net-worth individuals and experienced traders.
Trading Instruments Available: Forex, precious metals, and structured products.

Youth i-Account

Minimum Deposit Requirement: HKD 1,000
Spread/Commission Structure: Variable spreads
Leverage Options: Up to 1:100
Key Features: Designed for young individuals, offers educational resources.
Target User Profile: Young traders and students.
Trading Instruments Available: Forex and basic investment products.

Demo Account

Minimum Deposit Requirement: Virtual balance (usually HKD 100,000)
Spread/Commission Structure: Simulated spreads
Leverage Options: Up to 1:100
Key Features: Risk-free environment for practice trading.
Target User Profile: Beginners looking to learn trading without financial risk.
Trading Instruments Available: Forex and various simulated trading instruments.

Account Type Comparison Table

Account Type	Minimum Deposit	Maximum Leverage	Spread Type	Target User Profile
i-Account	HKD 1,000	1:100	Variable	Beginners
CorporatePlus	HKD 500,000	1:200	Competitive	Corporates/Institutions
SupremeGold	HKD 100,000	1:150	Low	High-net-worth Individuals
Youth i-Account	HKD 1,000	1:100	Variable	Young Traders
Demo Account	Virtual balance	1:100	Simulated	Beginners

Recommended Account Types by Trader Level

Beginners: i-Account, Demo Account
Intermediate: SupremeGold Account
Advanced: CorporatePlus Account

Part 2: bea Account Features Comparison

Detailed bea Account Features

The following table summarizes the features across different BEA account types:

Feature	i-Account	CorporatePlus	SupremeGold	Youth i-Account	Demo Account
Minimum Deposit	HKD 1,000	HKD 500,000	HKD 100,000	HKD 1,000	Virtual balance
Maximum Leverage	1:100	1:200	1:150	1:100	1:100
Typical Spread	Variable	Competitive	Low	Variable	Simulated
Commission Fees	Yes	Yes	Yes	No	No
Lot Size	Micro/Standard	Standard	Standard	Micro	N/A
Available Trading Platforms	MT4, MT5	Proprietary	MT4, MT5	MT4	MT4
Execution Type	Market	ECN	Market	Market	Market
Islamic Account Availability	No	No	No	No	N/A
Swap-Free Options	No	No	No	No	N/A
Demo Account Features	N/A	N/A	N/A	N/A	Yes

Advantages of Each Account Type

i-Account: Flexible currency options, user-friendly interface.
CorporatePlus Account: Comprehensive corporate services, high leverage.
SupremeGold Account: Exclusive benefits for high-net-worth clients.
Youth i-Account: Educational resources, low entry barrier.
Demo Account: Risk-free trading environment, perfect for practice.

Disadvantages of Each Account Type

i-Account: Limited advanced trading features.
CorporatePlus Account: High minimum deposit requirement.
SupremeGold Account: Not suitable for beginners.
Youth i-Account: Limited trading instruments.
Demo Account: No real financial gains.

Part 3: bea Account Opening Requirements

bea Account Registration Requirements

To open a BEA account, applicants must meet the following eligibility criteria:

Age Requirements: Must be at least 18 years old.
Geographic Restrictions: Available to residents of Hong Kong and certain international clients.
Prohibited Countries: Specific countries may be restricted due to regulatory compliance.
Identity Verification Documents Needed:
Valid government-issued ID (passport or national ID).
Recent utility bill or bank statement for proof of residence.
Proof of Residence Requirements: A document showing your name and address, dated within the last three months.
Additional Documentation for Professional Accounts: Business registration documents and financial statements may be required.

KYC/AML Compliance Procedures

BEA adheres to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. This includes verifying the identity of clients and monitoring transactions for suspicious activity.

Verification Time Frames

Account verification typically takes 1-3 business days, depending on the completeness of the submitted documents.

Part 4: bea Account Opening Process

Step-by-Step bea Account Opening Guide

Visit Website and Click Registration: Go to the official BEA website.
Personal Information Entry: Fill in personal details such as name, address, and contact information.
Choose Account Type:

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