Interactive Investor Broker Review

　　

Interactive Investor 2025 Review: Everything You Need to Know

　　

Summary

　　The Interactive Investor review for 2025 presents a generally positive outlook for this UK-based investment platform, highlighting its flat-fee structure and extensive range of investment options as standout features. However, it also notes that the platform may not be as cost-effective for smaller portfolios, making it more suitable for investors with larger sums to invest.

　　Note: It's important to recognize that Interactive Investor operates through various entities across regions, which can affect the services and protections available to users. This review incorporates a balanced approach to present a fair and accurate assessment of the platform.

　　

Rating Overview

Category	Rating
Account Conditions	8/10
Tools and Resources	9/10
Customer Service and Support	8/10
Trading Setup (Experience)	7/10
Trust Level	9/10
User Experience	8/10
Overall	8.3/10

　　How We Score Brokers: Our scoring methodology is based on comprehensive research and user feedback, ensuring an objective evaluation of the broker's performance.

　　

Broker Overview

　　Founded in 1995, Interactive Investor (II) has established itself as one of the largest investment platforms in the UK, managing approximately £59 billion in assets. The platform is known for its transparent flat-fee pricing model, which contrasts with the percentage-based fees commonly used by other brokers. This makes II particularly attractive for investors with larger portfolios. The platform offers access to a wide range of investment options, including stocks, bonds, ETFs, and mutual funds, while being regulated by the Financial Conduct Authority (FCA).

　　

Detailed Breakdown

　　Regulatory Regions: Interactive Investor operates mainly in the UK, with regulatory oversight from the FCA. This ensures a high level of investor protection and compliance with stringent financial regulations.

　　Deposit/Withdrawal Currencies: II supports multiple currencies, including GBP, USD, and EUR, allowing for seamless transactions across different markets. However, it does not currently support cryptocurrency trading.

　　Minimum Deposit: There is no minimum deposit required to open an account, making it accessible for new investors.

　　Bonuses/Promotions: Interactive Investor frequently runs promotions, such as cashback offers for transferring funds into a Self-Invested Personal Pension (SIPP) or providing free trades for new accounts.

　　Tradeable Asset Classes: Investors can trade over 40,000 assets, including UK and international stocks, ETFs, investment trusts, and bonds. However, it is important to note that fractional shares and foreign exchange trading are not available.

　　Costs (Spreads, Fees, Commissions): The platform charges a monthly subscription fee, which varies based on the account type. Trading fees are relatively low, with £3.99 for UK and US shares, and £9.99 for international shares. Additionally, there are no inactivity fees, which is a plus for casual investors.

　　Leverage: Interactive Investor does not offer leveraged trading options, focusing instead on providing a straightforward trading experience.

　　Allowed Trading Platforms: Users can access II through its web-based platform and mobile app, which are user-friendly but may lack advanced charting tools favored by more experienced traders.

　　Restricted Regions: While II primarily serves UK residents, it also caters to clients in Jersey, Guernsey, and the Isle of Man.

　　Available Customer Service Languages: Customer support is primarily offered in English, with phone support available from 7:45 AM to 5:30 PM on weekdays.

　　

Repeated Rating Overview

Category	Rating
Account Conditions	8/10
Tools and Resources	9/10
Customer Service and Support	8/10
Trading Setup (Experience)	7/10
Trust Level	9/10
User Experience	8/10
Overall	8.3/10

　　

Detailed Evaluation

　　Account Conditions: Interactive Investor offers a variety of account types, including a General Investment Account (GIA), Stocks and Shares ISA, Junior ISA, and SIPP. The flat-fee structure is particularly advantageous for larger portfolios, but may not be cost-effective for those with smaller investments.

　　Tools and Resources: The platform excels in providing a wealth of research tools and educational resources, making it easier for investors to make informed decisions. The Super 60 and Ace 40 lists are particularly useful for identifying high-quality investment options.

　　Customer Service and Support: II's customer service is generally well-rated, with users appreciating the availability of phone support and the responsiveness of the team. However, the lack of live chat support can be a drawback for some users.

　　Trading Setup: While the trading experience is generally smooth, some users have noted that the platform could benefit from more advanced charting tools and analytical features, particularly for active traders.

　　Trust Level: Interactive Investor is highly regarded for its regulatory compliance and investor protections, including coverage under the Financial Services Compensation Scheme (FSCS), which protects client funds up to £85,000.

　　User Experience: The platform is designed to be user-friendly, with a straightforward interface that makes navigation easy. However, some users have reported issues with the mobile app, indicating that it could be improved.

　　

Conclusion

　　In summary, the Interactive Investor review for 2025 reveals a robust investment platform that is particularly well-suited for investors with larger portfolios. Its flat-fee structure, extensive range of investment options, and strong customer support create a compelling case for choosing II as an investment partner. However, for those with smaller portfolios or looking for advanced trading tools, other platforms may offer more competitive options. Overall, Interactive Investor stands out as a reliable choice for DIY investors looking to manage their investments effectively.