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Rating Index

Pros

Innovative Finance ISA available, providing tax-free returns on investments.
Potential returns of 8-12% per annum, making it an attractive option for investors.
No fees charged to investors for using the service, which helps maximize returns.

Cons

High minimum investment requirement of £1,000 may limit accessibility for some investors.
Investment performance is not covered by the Financial Services Compensation Scheme (FSCS), posing a risk to investors' capital.
Investments are subject to market risks, including the potential for loss if property developers fail to repay loans.