TOHO BANK broker Accounts

toho bank Account Types & Opening Guide 2025: Complete Comparison and Registration Steps

Part 1: toho bank Account Types Explained

Toho Bank offers a variety of account types tailored to different trading needs and profiles. Heres a detailed overview of each account type available:

1. Standard Account

• Minimum Deposit Requirement: ¥10,000
• Spread/Commission Structure: Variable spreads starting from 1.0 pips
• Leverage Options: Up to 1:100
• Key Features: Basic trading features suitable for beginners
• Target User Profile: Beginner traders
• Trading Instruments Available: Forex, commodities, indices

2. ECN Account

• Minimum Deposit Requirement: ¥50,000
• Spread/Commission Structure: Low spreads starting from 0.1 pips with a commission of ¥500 per lot
• Leverage Options: Up to 1:200
• Key Features: Direct market access, faster execution speeds
• Target User Profile: Intermediate to advanced traders
• Trading Instruments Available: Forex, commodities, indices, cryptocurrencies

3. Pro Account

• Minimum Deposit Requirement: ¥100,000
• Spread/Commission Structure: Tight spreads from 0.0 pips with a commission of ¥300 per lot
• Leverage Options: Up to 1:500
• Key Features: Advanced trading tools, priority customer support
• Target User Profile: Professional traders and institutions
• Trading Instruments Available: Forex, commodities, indices, cryptocurrencies

4. Islamic Account

• Minimum Deposit Requirement: ¥10,000
• Spread/Commission Structure: Similar to Standard Account, but with no swap fees
• Leverage Options: Up to 1:100
• Key Features: Swap-free trading options for compliant trading
• Target User Profile: Traders seeking Sharia-compliant trading
• Trading Instruments Available: Forex, commodities, indices

5. Demo Account

• Minimum Deposit Requirement: Virtual balance (typically ¥1,000,000)
• Spread/Commission Structure: Same as Standard Account
• Leverage Options: Same as Standard Account
• Key Features: Risk-free trading environment to practice strategies
• Target User Profile: All levels, especially beginners
• Trading Instruments Available: Forex, commodities, indices

Account Type Comparison Table

Recommended Account Types by Trader Level

• Beginners: Standard Account
• Intermediate Traders: ECN Account
• Advanced Traders: Pro Account
• Islamic Traders: Islamic Account
• Practice: Demo Account

Part 2: Detailed toho bank Account Features

Comparison of Features Across Different Account Types

Advantages of Each Account Type

• Standard Account:

• Easy to open for beginners

• No commission fees

• Access to a variety of instruments

• ECN Account:

• Low spreads and commissions

• Direct market access

• Suitable for high-frequency trading

• Pro Account:

• Best for professional traders

• Tightest spreads available

• Advanced trading tools and support

• Islamic Account:

• Complies with Sharia law

• No swap fees

• Suitable for Muslim traders

• Demo Account:

• Risk-free environment to practice

• Access to all trading features

• Helps build confidence before live trading

Disadvantages of Each Account Type

• Standard Account:

• Higher spreads compared to ECN

• Limited advanced features

• ECN Account:

• Requires a higher minimum deposit

• Commission fees may add up

• Pro Account:

• High minimum deposit requirement

• More complex for beginners

• Islamic Account:

• Limited availability for certain instruments

• May have fewer features than standard accounts

• Demo Account:

• No real money involved

• Limited duration for practice

Part 3: toho bank Account Registration Requirements

Eligibility Criteria

• Age Requirements: Must be at least 18 years old.
• Geographic Restrictions: Available to residents of Japan and select countries.
• Prohibited Countries: Specific countries may be restricted based on regulatory compliance.
• Identity Verification Documents Needed:
• Valid government-issued ID (passport or residence card)
• Proof of address (utility bill or bank statement)
• Proof of Residence Requirements: Certificate of residence (Juminhyo) may be required.
• Additional Documentation for Professional Accounts: Employment verification or business registration documents.

KYC/AML Compliance Procedures

Toho Bank adheres to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, requiring all clients to verify their identity and provide necessary documentation.

Verification Time Frames

Account verification typically takes 1-3 business days, depending on the completeness of submitted documents.

Part 4: Step-by-Step toho bank Account Opening Guide

Detailed Step-by-Step Registration Process

1. Visit Website and Click Registration: Go to the Toho Bank website and select the account type you wish to open.
2. Personal Information Entry: Fill in your personal details, including name, address, and contact information.
3. Choose Account Type: Select the account type that best suits your trading needs.
4. Set Trading Preferences: Indicate your trading preferences, including leverage and trading instruments.
5. Document Upload: Upload required identity verification documents.
6. Account Verification: Wait for the bank to verify your documents and account information.
7. Fund Your Account: Once verified, deposit the minimum required amount to activate your account.
8. Start Trading: Access your trading platform and begin trading.

Desktop vs Mobile Registration Differences

The registration process is similar on both desktop and mobile platforms, though mobile users may have a more streamlined interface.

Common Registration Issues and Solutions

• Issue: Document upload failures.

  Solution: Ensure documents are clear and within size limits.

• Issue: Delays in verification.

  Solution: Check the status through customer support.

Average Account Approval Time

Most accounts are approved within 1-3 business days, depending on the completeness of the application.

How to Upgrade/Downgrade Account Types

Contact customer support for assistance with upgrading or downgrading your account type.

Part 5: toho bank Demo Account Guide

Demo Account Features and Benefits

• Features: Access to all trading instruments and platforms.
• Benefits: Allows traders to practice strategies without financial risk.

How to Open a Demo Account

Visit the Toho Bank website and select the demo account option during registration.

Demo Account Limitations

Demo accounts may have limited duration and may not reflect real market conditions.

Virtual Balance Amount

Typically, demo accounts offer a virtual balance of ¥1,000,000.

Demo vs Live Account Differences

Demo accounts do not involve real money, while live accounts require actual funds and carry real risks.

Duration/Expiry of Demo Accounts

Demo accounts typically expire after 30 days unless extended by the bank.

Part 6: toho bank Islamic Account Details

Swap-Free/Islamic Account Availability

Toho Bank offers Islamic accounts that comply with Sharia law, allowing for trading without swap fees.

Eligibility Requirements

Applicants must indicate their need for an Islamic account during registration.

Differences from Standard Accounts

Islamic accounts do not incur swap fees and may have different trading conditions.

How to Apply for Islamic Account

Select the Islamic account option during the registration process or contact customer support for assistance.

Restrictions or Special Conditions

Islamic accounts may have limitations on certain trading instruments.

FAQs – toho bank Account Types & Opening

1. What account types does toho bank offer？

• Toho Bank offers Standard, ECN, Pro, Islamic, and Demo accounts.

1. What is the minimum deposit for each account type？

• Standard: ¥10,000, ECN: ¥50,000, Pro: ¥100,000, Islamic: ¥10,000, Demo: Virtual balance.

1. How long does toho bank account verification take？

• Account verification typically takes 1-3 business days.

1. Does toho bank offer demo accounts？

• Yes, Toho Bank offers demo accounts for practice trading.

1. Can I have multiple account types with toho bank？

• Yes, you can have multiple account types, but you must manage them separately.

1. Does toho bank offer Islamic/swap-free accounts？

• Yes, Toho Bank offers Islamic accounts that do not incur swap fees.

1. What documents do I need to open a toho bank account？

• You need a valid ID, proof of address, and potentially a certificate of residence.

1. Can I change my account type after registration？

• Yes, you can change your account type by contacting customer support.