CGL broker Accounts

KASE Insurance Account Type

　　KASE Insurance offers two primary types of Commercial General Liability (CGL) policies: Occurrence Policy and Claims-Made Policy.

　　Occurrence Policy: This type of policy covers losses that happen during the policy period, regardless of when the claim is reported. For example, if an incident occurs while the policy is active but the claim is made years later, it will still be covered.
　　Claims-Made Policy: This policy only provides coverage if both the incident and the claim occur within the policy period. If the policy has expired, there will be no coverage, even if the incident happened while the policy was active.

　　Opening a brokerage account with KASE Insurance involves a straightforward process that typically includes the following steps:

　　Select the Type of Account: Choose between an Occurrence Policy or a Claims-Made Policy based on your business needs and risk tolerance.
　　Complete the Application: Fill out an online application form, which can usually be completed in under 15 minutes. You will need to provide personal information, including your business details and the type of coverage you are seeking.
　　Fund Your Account: After your account is opened, you will need to deposit or transfer funds to activate your coverage. This can often be done electronically by linking your bank account.
　　Review the Agreement: Carefully review the new account agreement that outlines your legal rights and obligations concerning your CGL policy. Ensure you understand all terms before signing.
　　Consult with a Broker: If you have questions about your coverage options or need assistance, KASE Insurance brokers are available to provide guidance and help you make informed decisions.