Investous 2025 Review: Everything You Need to Know
Investous, a broker that has been operational since 2018, has garnered mixed reviews from users and experts alike. While it offers a competitive range of trading instruments and platforms, including the popular MT4, concerns about its regulatory status and user experiences have raised red flags for potential traders. This review will delve into the key features and findings from various sources to provide a comprehensive overview of Investous.
Note: Its important to highlight that Investous operates under different entities in various regions, which may lead to discrepancies in user experiences and regulatory oversight. This review aims to present a fair and accurate picture based on available information.
Ratings Overview
We score brokers based on user feedback, expert analysis, and factual data.
Broker Overview
Investous is operated by F1 Markets Limited and IOS Investments Limited, with its headquarters located in Cyprus and Belize. The broker primarily targets international markets, offering a variety of trading options across multiple asset classes, including forex, cryptocurrencies, commodities, indices, and stocks. The trading platforms available include the widely-used MetaTrader 4 (MT4) and a proprietary web-based platform. Investous is regulated by the Cyprus Securities and Exchange Commission (CySEC) and the International Financial Services Commission (IFSC) in Belize.
Detailed Review
Regulatory Regions
Investous operates under two main regulatory bodies: the CySEC for European clients and the IFSC for international traders. While CySEC is known for its stringent regulations, the IFSC is often viewed as less reliable. This dual structure can lead to varying experiences for users depending on their geographical location.
Deposit/Withdrawal Currencies
Investous supports multiple currencies for deposits and withdrawals, including USD, EUR, GBP, and RUB. However, it does not accept cryptocurrency deposits, which may limit options for some traders.
Minimum Deposit
The minimum deposit required to open an account with Investous is $250, which is relatively standard in the industry. However, this amount may be considered high for beginners compared to some other brokers that allow lower initial investments.
Investous offers bonuses on initial deposits, but the specifics can vary. Some users have reported issues with bonus terms, which could complicate the withdrawal process later.
Tradable Asset Classes
Investous provides access to over 270 tradable assets, including 55 forex pairs, 46 cryptocurrency pairs, 21 commodities, and 39 index CFDs. This wide range can be appealing to traders looking for diversity in their portfolios.
Costs (Spreads, Fees, Commissions)
Investous employs floating spreads, with average costs around 2.3 pips for EUR/USD and higher for other pairs. Withdrawal fees can be significant, with a 3.5% charge for credit and debit card withdrawals and a flat fee of $30 for wire transfers. Additionally, inactivity fees kick in after just one month, starting at €80, which is notably higher than many competitors.
Leverage
The maximum leverage offered by Investous is 1:500 for professional accounts, while retail accounts are capped at 1:30 in line with ESMA regulations. This high leverage can attract traders looking for larger potential returns but also increases risk.
Investous primarily utilizes the MT4 platform, known for its user-friendly interface and advanced trading tools. The proprietary web platform is also available but lacks some of the advanced features found in MT4.
Restricted Areas
Investous does not accept clients from certain regions, including the USA and the UK, due to regulatory restrictions. This limitation may affect potential traders in those areas.
Available Customer Service Languages
Investous offers customer support in multiple languages, including English, Spanish, Arabic, German, Portuguese, and Russian. However, user feedback indicates that response times can be slow, and the quality of support may vary.
Repeated Ratings Overview
Detailed Breakdown
Account Conditions
Investous offers several account types, starting from a basic account with a minimum deposit of $250. Higher-tier accounts require larger deposits but provide better trading conditions and features. However, the high minimum deposit for the VIP account may deter some traders.
The broker provides a range of educational resources, including webinars and market analysis tools. However, some users have noted that the educational content could be more comprehensive.
Customer Service and Support
While Investous provides multiple channels for customer support, including email and live chat, user reviews suggest that response times can be slow, leading to frustration among traders.
Trading Experience
The trading experience on Investous is generally positive, especially for those familiar with the MT4 platform. However, the proprietary platform may not offer the same level of functionality, which could be a drawback for advanced traders.
Trustworthiness
Concerns about Investous's trustworthiness stem from its regulatory status and user complaints regarding withdrawal issues and high fees. The lack of a strong regulatory framework compared to other brokers raises questions about the safety of funds.
User Experience
User experiences with Investous vary widely. While some traders report satisfactory interactions, others express frustration with withdrawal processes and customer service.
Additional Rating (Fees)
The fees associated with trading and withdrawing funds from Investous are higher than many competitors, which could deter potential clients.
In conclusion, while Investous offers a range of trading options and platforms, potential users should weigh the associated risks and costs carefully. The mixed reviews and regulatory concerns suggest that traders should exercise caution and conduct thorough research before engaging with this broker.