IAI Deposit

Low expense ratio of 0.40%, making it cost-effective for investors.

Strong historical performance with above-average total returns compared to peers.

Provides targeted exposure to the U.S. investment services sector, including major broker-dealers and securities exchanges.

High concentration risk due to significant investments in a limited number of companies within the sector.

Volatility may be elevated, which could lead to larger price swings and potential losses for investors.

Limited diversification as the fund primarily focuses on the financial services sector, which may not suit all investment strategies.