HLI Account Type

　　HLI offers various types of accounts to cater to different investment needs. The primary account types include:

• 　　Payable on Death (POD) Accounts: These accounts allow you to designate one or more beneficiaries to receive the funds upon your death. You maintain full control over the account during your lifetime, and the beneficiaries have no rights to the funds until then.

• 　　Transfer on Death (TOD) Accounts: Similar to POD accounts, TOD accounts allow you to designate beneficiaries for your brokerage or investment accounts. The beneficiaries receive the assets after your lifetime, and you retain control over the account while you are alive.

• 　　Brokerage Accounts: These accounts enable you to buy and sell various investments, such as stocks, bonds, mutual funds, and ETFs. You can choose between cash accounts, where you pay the full amount for securities, or margin accounts, where you can borrow funds to purchase securities.

  　　

　　

HLI Broker Account Opening Process

　　Opening a broker account with HLI involves several straightforward steps:

• 　　Choose Your Account Type: Decide whether you want a POD, TOD, or standard brokerage account based on your investment goals and needs.

• 　　Complete the Application: Fill out the account application form with your personal information, including your name, address, Social Security number, and financial details.

• 　　Provide Identification: You will need to upload a government-issued ID (such as a passport or drivers license) and proof of address (like a utility bill or bank statement) to verify your identity.

• 　　Fund Your Account: Select your preferred method of funding your account, which may include bank transfers, credit/debit cards, or checks. Ensure that you meet any minimum deposit requirements.

• 　　Review and Submit: Carefully review your application and account details before submitting. Make sure you understand the terms and conditions associated with your chosen account type.

• 　　Wait for Approval: After submission, HLI will process your application. Once approved, you will receive confirmation and can begin trading.

　　For additional information or assistance, you can contact HLI directly or consult with a financial advisor.