BNZ Deposit
Rating Index
Pros
Competitive headline interest rates that may attract borrowers looking for lower costs.
Direct processing of applications, potentially leading to quicker responses and decisions.
High individual credit authority, allowing for streamlined approvals without excessive back-and-forth.
Cons
Limited access to the mortgage broking market, which may reduce options for borrowers seeking impartial advice.
Additional fees and costs associated with their services, which could offset any savings from lower interest rates.
Perceived lack of customer focus and service, leading to dissatisfaction among some clients.
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