Roicat Account Types

　　Roicat offers several types of brokerage accounts to cater to different investor needs:

• 　　Standard Brokerage Account: This is the most common type of account, allowing investors to buy and sell a variety of investments such as stocks, bonds, mutual funds, and ETFs without any contribution limits. Investors have full control over their funds and can withdraw money at any time.

• 　　Margin Account: This account allows investors to borrow money from Roicat to purchase securities, increasing their buying power. However, this comes with higher risks, as investors must pay interest on the borrowed funds and are subject to margin calls if the account value falls below a certain level.

• 　　Managed Account: For those who prefer a hands-off approach, Roicat provides managed accounts where professional advisors handle investment decisions based on the investor's goals and risk tolerance. This type of account typically incurs management fees.

• 　　Retirement Accounts: Roicat also offers tax-advantaged retirement accounts, such as IRAs, which allow investors to save for retirement while benefiting from tax deferral on earnings.

  　　

　　

Roicat Broker Account Opening Process

　　Opening a brokerage account with Roicat is a straightforward process:

• 　　Choose the Account Type: Decide which type of account suits your investment goals (Standard, Margin, Managed, or Retirement).

• 　　Complete the Application: Fill out the online application form, providing necessary personal information, including:

• Social Security Number (or Tax ID)
• Government-issued ID (e.g., driver's license or passport)
• Employment information
• Financial details (annual income, net worth)

• 　　Verification: Roicat may require you to verify your identity by providing additional documentation or confirming small deposits made to your bank account.

• 　　Fund Your Account: Once your application is approved, you need to fund your account. This can typically be done through:

  　　

• Electronic funds transfer from your bank account
• Wire transfer
• Check deposit
• Start Investing: After funding your account, you can begin trading and managing your investments according to your chosen account type.