AHL broker Accounts

ahl Account Types & Opening Guide 2025: Complete Comparison and Registration Steps

Part 1: ahl Account Types Overview

ahl Account Types Explained

Arif Habib Limited (AHL) offers a variety of account types tailored to different trading needs. Below are the primary account types available:

1. Classic Account

• Minimum Deposit Requirement: PKR 10,000
• Spread/Commission Structure: Variable spreads starting from 1.5 pips; no commission.
• Leverage Options: Up to 1:100.
• Key Features: User-friendly platform, access to educational resources.
• Target User Profile: Beginners and retail traders.
• Trading Instruments Available: Stocks, commodities, forex.

1. Pro Account

• Minimum Deposit Requirement: PKR 50,000
• Spread/Commission Structure: Variable spreads starting from 0.5 pips; commission of PKR 50 per lot.
• Leverage Options: Up to 1:200.
• Key Features: Advanced trading tools, lower spreads.
• Target User Profile: Intermediate to advanced traders.
• Trading Instruments Available: Stocks, commodities, forex, indices.

1. ECN Account

• Minimum Deposit Requirement: PKR 100,000
• Spread/Commission Structure: Raw spreads starting from 0.0 pips; commission of PKR 100 per lot.
• Leverage Options: Up to 1:100.
• Key Features: Direct market access, faster execution.
• Target User Profile: Professional and institutional traders.
• Trading Instruments Available: Forex, commodities, indices.

1. Islamic Account

• Minimum Deposit Requirement: PKR 10,000
• Spread/Commission Structure: Similar to Classic Account; no swap fees.
• Leverage Options: Up to 1:100.
• Key Features: Complies with Sharia law, no interest on overnight positions.
• Target User Profile: Muslim traders seeking compliance with Islamic finance principles.
• Trading Instruments Available: Stocks, commodities, forex.

1. Demo Account

• Minimum Deposit Requirement: Virtual balance (typically PKR 100,000).
• Spread/Commission Structure: Same as Classic Account.
• Leverage Options: Up to 1:100.
• Key Features: Practice trading without risk, access to all trading instruments.
• Target User Profile: Beginners and those testing strategies.
• Trading Instruments Available: Stocks, commodities, forex.

Account Type Comparison Table

Recommended Account Types by Trader Level

• Beginners: Classic Account, Demo Account
• Intermediate Traders: Pro Account
• Advanced/Professional Traders: ECN Account
• Muslim Traders: Islamic Account

Part 2: ahl Account Features Comparison

Detailed ahl Account Features

Comparison of Features Across Different Account Types

• Minimum Deposit:

• Classic: PKR 10,000

• Pro: PKR 50,000

• ECN: PKR 100,000

• Islamic: PKR 10,000

• Demo: Virtual balance

• Maximum Leverage:

• Classic: 1:100

• Pro: 1:200

• ECN: 1:100

• Islamic: 1:100

• Demo: 1:100

• Spreads (Typical/Minimum):

• Classic: From 1.5 pips

• Pro: From 0.5 pips

• ECN: From 0.0 pips

• Islamic: Similar to Classic

• Demo: Same as Classic

• Commission Fees:

• Classic: None

• Pro: PKR 50 per lot

• ECN: PKR 100 per lot

• Islamic: None

• Demo: None

• Lot Size:

• Classic: Standard

• Pro: Mini/Standard

• ECN: Micro/Standard

• Islamic: Standard

• Demo: Standard

• Available Trading Platforms:

• Classic: MT4, MT5

• Pro: MT4, MT5

• ECN: MT4, MT5

• Islamic: MT4, MT5

• Demo: MT4, MT5

• Execution Type:

• Classic: Market

• Pro: Market

• ECN: ECN

• Islamic: Market

• Demo: Market

• Islamic Account Availability:

• Classic: Yes

• Pro: Yes

• ECN: Yes

• Islamic: Yes

• Demo: No

• Swap-Free Options:

• Classic: Yes

• Pro: Yes

• ECN: Yes

• Islamic: Yes

• Demo: No

• Demo Account Features:

• Virtual balance for practice, access to all trading instruments.

Advantages of Each Account Type

• Classic Account:

• Easy to use for beginners.

• No commission fees.

• Access to educational resources.

• Pro Account:

• Lower spreads for cost-effective trading.

• Advanced trading tools available.

• ECN Account:

• Direct market access for better execution.

• Raw spreads for professional trading.

• Islamic Account:

• Complies with Islamic finance principles.

• No swap fees.

• Demo Account:

• Risk-free trading environment.

• Ideal for testing strategies.

Disadvantages of Each Account Type

• Classic Account:

• Higher spreads compared to ECN.

• Limited advanced features.

• Pro Account:

• Requires higher minimum deposit.

• Commission fees apply.

• ECN Account:

• Higher minimum deposit requirement.

• Commission fees can add up.

• Islamic Account:

• Limited to Muslim traders.

• May have fewer features than Pro accounts.

• Demo Account:

• No real money involved.

• Limited duration for practice.

Part 3: ahl Account Opening Requirements

ahl Account Registration Requirements

Eligibility Criteria

• Age Requirements: Must be at least 18 years old.
• Geographic Restrictions: Available to residents of Pakistan and select international locations.
• Prohibited Countries: Specific countries may be restricted; check AHL's website for details.
• Identity Verification Documents Needed:
• National ID Card or Passport.
• Recent passport-sized photograph.
• Proof of Residence Requirements: Utility bill or bank statement not older than three months.
• Additional Documentation for Professional Accounts: Financial statements or proof of income may be required.

KYC/AML Compliance Procedures

• AHL adheres to Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, requiring all clients to provide valid identification and proof of residence.

Verification Time Frames

• Account verification typically takes up to two working days, depending on the completeness of submitted documents.

Part 4: ahl Account Opening Process

Step-by-Step ahl Account Opening Guide

1. Visit Website and Click Registration: Go to the AHL website and select the account opening option.
2. Personal Information Entry: Fill out the required personal details in the online form.
3. Choose Account Type: Select the desired account type based on your trading needs.
4. Set Trading Preferences: Specify your trading preferences, including leverage and trading instruments.
5. Document Upload: Upload the necessary identification and proof of residence documents.
6. Account Verification: AHL will review your application and documents for verification.
7. Fund Your Account: Once approved, fund your account using available payment methods.
8. Start Trading: Begin trading once your account is funded.

Desktop vs Mobile Registration Differences

• The registration process is similar on both desktop and mobile platforms, though mobile may offer a more streamlined experience.

Common Registration Issues and Solutions

• Issue: Document upload failure.

• Solution: Ensure documents are in the correct format and within size limits.

• Issue: Delays in verification.

• Solution: Contact AHL customer support for assistance.

Average Account Approval Time

• Typically, account approval takes up to two working days, depending on document verification.

How to Upgrade/Downgrade Account Types

• Account type changes can be requested through AHL's customer support, subject to the new account's eligibility criteria.

Part 5: ahl Demo Account Information

ahl Demo Account Guide

Demo Account Features and Benefits

• Allows traders to practice without financial risk.
• Access to all trading instruments available in live accounts.

How to Open a Demo Account

• Visit the AHL website and select the demo account option. Fill out the required information and submit.

Demo Account Limitations

• Limited to virtual trading with no real financial transactions.

Virtual Balance Amount

• Typically set at PKR 100,000 for practice.

Demo vs Live Account Differences

• Demo accounts use virtual funds, while live accounts involve real money and market conditions.

Duration/Expiry of Demo Accounts

• Demo accounts typically remain active for a specified period, often 30 days, after which they may expire unless extended.

Part 6: ahl Islamic Account Details

ahl Islamic Account Details

Swap-Free/Islamic Account Availability

• AHL offers Islamic accounts that comply with Sharia law, ensuring no interest is charged on overnight positions.

Eligibility Requirements

• Must be a Muslim trader seeking a compliant trading option.

Differences from Standard Accounts

• Islamic accounts do not incur swap fees, making them suitable for long-term positions.

How to Apply for Islamic Account

• Select the Islamic account option during the registration process and provide necessary documentation.

Restrictions or Special Conditions

• Islamic accounts may have specific trading conditions; check AHL's website for details.

FAQs – ahl Account Types & Opening

1. What account types does ahl offer？

• AHL offers Classic, Pro, ECN, Islamic, and Demo accounts.

1. What is the minimum deposit for each account type？

• Classic: PKR 10,000; Pro: PKR 50,000; ECN: PKR 100,000; Islamic: PKR 10,000; Demo: Virtual balance.

1. How long does ahl account verification take？

• Account verification typically takes up to two working days.

1. Does ahl offer demo accounts？

• Yes, AHL provides demo accounts for practice trading.

1. Can I have multiple account types with ahl？

• Yes, clients can open multiple account types based on their trading needs.

1. Does ahl offer Islamic/swap-free accounts？

• Yes, AHL offers Islamic accounts that comply with Sharia law.

1. What documents do I need to open a ahl account？

• Required documents include a valid ID, recent photograph, and proof of residence.

1. Can I change my account type after registration？

• Yes, account type changes can be requested through customer support.