Company profile
NCC Bank Review SummaryFounded1985Registered CountryBangladeshRegulationNo regulationProducts & ServicesRetail banking, SME banking, corporate banking, digital financial services, NRB banking, cards, offshore bankingPlatformNCC Always (Internet & Mobile Banking), NCC ICON (Corporate Internet Banking), NCC Green PIN, NCC Sanchayee (Digital Onboarding), Customer Self Service (CSS), Statement PortalMinimum DepositTk. 500Customer SupportPhone: 09666700008PABX: 8802-223381903-4, 8802-223383981-3Fax: 8802-223386290Email: info@nccbank.com.bdSWIFT: NCCLBDDHNCC Bank Information NCC Bank is a Bangladeshi commercial bank that has been around since 1985. It offers a wide range of banking services to individuals, small and medium-sized businesses, companies, and customers from other countries. It offers great retail and corporate banking services, but it is not allowed to offer forex or investment brokerage services.Pros and ConsProsConsLong-established bankNo regulationWide range of retail and corporate servicesComplex fee structureStrong digital and mobile banking platformsIs NCC Bank Legit? No, NCC Bank is not a regulated forex or investment broker. The Bangladesh Securities and Exchange Commission (BSEC) and the Bangladesh Bank do not give the company a license to offer forex or investment services, even if it is based in Bangladesh.Products and Services NCC Bank focuses on individuals, businesses, and clients from other countries. It offers a wide range of banking services, such as retail banking, corporate banking, SME banking, digital financial services, NRB (non-resident Bangladeshi) banking, and card services.Products and ServicesSupportedRetail Banking✔SME Banking✔Corporate Banking✔Digital Financial Services✔NRB Banking (Overseas Clients)✔Cards✔Indicative Rates Information✔Offshore Banking Unit (OBU)✔NCC Bank Fees NCC Bank's prices are usually reasonable compared to what other banks in the area charge. Some services, like keeping your account up to date and making simple transactions, are free or low-cost. However, more specialized services, like loans, guarantees, or major transactions, cost more.Fee TypeAmount / RangeAccount Opening (Savings)Tk. 500Account Opening (Current)Tk. 1,000Account Maintenance Fee (Savings)NIL to Tk. 300 (half yearly, based on balance tier)Account Maintenance Fee (Current)Up to Tk. 300 (half yearly)Account Transfer Fee (Intra-city)Max Tk. 50Account Transfer Fee (Inter-city)Max Tk. 100Dormant Account ActivationFreeAccount Closing Fee (Savings)Tk. 200Cheque Book Re-issue (Lost)Tk. 7 per leafBalance Confirmation / StatementTk. 100–200 (per instance, past year records)Stop Payment InstructionTk. 100 per instructionPayment Order (PO)Tk. 20–100 (based on amount)DD, TT, MTTk. 20–300 (based on amount)Loan Processing FeeMax 0.50% up to Tk. 50 lakh (max Tk. 15,000); 0.30% above Tk. 50 lakh (max Tk. 20,000)Loan Reschedule / RestructureUp to 0.25%, max Tk. 10,000 (non-CMSME)Early Settlement FeeNIL (CMSME); Max 0.50% (other loans)Penalty Charge2%Bank Guarantee Commission0.30–0.50% per quarter, min Tk. 1,000Online Charges (Intra-city)Free (small amounts), Tk. 50 (larger)Online Charges (Inter-city)Free (small), Tk. 100 (larger)PlatformPlatform SupportedAvailable DevicesNCC Always (Internet & Mobile Banking)✔PC, MobileNCC ICON (Corporate Internet Banking)✔PC, WebNCC Green PIN (Card Activation & PIN)✔ATM, Internet Banking, Mobile BankingNCC Sanchayee (Digital Onboarding)✔Web, MobileCustomer Self Service (CSS)✔Web, MobileStatement Portal✔Web