ActivoBank Account Type

　　ActivoBank offers a variety of account types tailored to meet the diverse needs of its clients. The primary account options include:

• Simple Account:
• No account maintenance fees.
• No provision fee for debit and classic credit cards.
• Minimum initial deposit of €100 or €0 if opened digitally with a bank transfer.
• Access to digital banking services via the ActivoBank app.
• Term Deposit Account:
• Available exclusively to clients who opened a current account within the last 90 days.
• Minimum setup of €500 and maximum of €100,000.
• Term of 90 days, automatically renewable under standard conditions.
• Early mobilization allowed with a penalty on interest.
• AB Plans:
• AB Plus: Monthly fee of €3.99 or €0 for the first three months for new clients.
• AB Premium: Monthly fee of €8.99 or €0 for the first three months for new clients.

　　

ActivoBank Broker Account Opening Process

　　Opening an account with ActivoBank is a straightforward process that can be completed online or in person. Heres a step-by-step guide:

• Online Account Opening:
• Digital Mobile Key: If you have a digital mobile key, you can open an account in 10 to 15 minutes via the ActivoBank app without needing any documents.
• Video Call: If you prefer to open an account via a video call, ensure you have a valid Portuguese ID or residence permit. This process takes approximately 20 to 30 minutes.
• In-Person Account Opening:
• Schedule a visit through the support line if opening at a branch.
• Required documents include:
• Valid identification (Portuguese citizen card, residence card, or passport).
• Valid tax identification number (TIN).
• Proof of address dated within the last 12 months (utility bill, driver's license, etc.).
• Proof of employment situation (pay slip, work contract, etc.).
• Additional Information:
• For joint accounts, all holders must go to a branch together with the necessary documents.
• The account opening process may vary slightly based on the applicant's residency status and documentation provided.

　　For more details, visit the ActivoBank website.