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Funding Pips Drawdown Rules Need a Live Ledger

Conclusion: Funding Pips traders must track equity, balance and the platform-day reset in real time; a closed-trade spreadsheet alone can miss a breach. The hook is that floating losses count toward the published limits, and some models use a trailing floor.

Published model limits

Funding Pips' terms effective May 15, 2026 list different maximum-loss and daily-loss limits by model. The help centre says the daily limit is anchored to the higher of opening balance or equity and resets at 00:00 platform time.

Model Maximum loss Daily loss
1-Step 6% 3%
2-Step 10% 5%
2-Step Pro 6% 3%
Zero 5% trailing 3%

Minimum tracking fields

  • Opening balance and opening equity at the platform reset
  • Current balance, equity and floating P/L
  • Daily-loss floor and overall-loss floor
  • Open risk before scheduled news
  • Model name, purchase date and rule version

For the Zero model, the official help article says the 5% trailing floor follows the highest recorded equity until it locks at the starting balance after 5% profit. That mechanism is materially different from a fixed drawdown.

Latest YouTube lens

Trade With Jem's rule-change explainer was published March 2, 2026. A June 28 rules video also discusses common failure points. Both are secondary interpretations; the dashboard and dated official terms control.

Sources

Checked September 1, 2026. Rules may change by model or purchase date; readers should retain the version applicable to their own account. This is operational analysis, not a promise of eligibility or payout.