Bajaj Finance Account Type

Bajaj Finance offers various types of fixed deposit accounts tailored to meet diverse investment needs. The main account types include:

• Fixed Deposit for Customers Below 60:
• Interest Rate: Up to 6.95% p.a.
• Tenure: 12 to 60 months.
• Minimum Deposit: ₹15,000.
• Flexible payout options: Monthly, quarterly, half-yearly, or yearly.
• Fixed Deposit for Senior Citizens:
• Interest Rate: Up to 7.30% p.a. (includes an additional 0.35% benefit for senior citizens).
• Tenure: 12 to 60 months.
• Flexible payout options: Monthly, quarterly, half-yearly, or yearly.
• Fixed Deposit for NRIs:
• Interest Rate: Up to 7.30% p.a.
• Tenure: 12 to 36 months.
• Payment accepted only through cheque or RTGS/NEFT from an NRO bank account.
• Flexible payout options: Monthly, quarterly, half-yearly, or yearly.

Bajaj Finance Broker Account Opening Process

To open a fixed deposit account with Bajaj Finance, follow these steps:

• Online Account Opening:
• Visit the Bajaj Finance website or app.
• Choose the type of fixed deposit account you wish to open.
• Fill in the required details, including personal information and deposit amount.
• Upload necessary documents (e.g., Aadhaar card, PAN card).
• Complete the verification process as required.
• Confirm the account opening and receive a notification with account details.
• Offline Account Opening:
• Visit the nearest Bajaj Finance branch.
• Collect the fixed deposit application form.
• Fill in the required details accurately.
• Attach necessary documents (proof of identity, address, etc.).
• Submit the completed form along with the deposit amount (cash/cheque).
• The bank will verify the details and activate your account.
• Using the Stable Money App:
• Download the Stable Money app.
• Register using your mobile number linked with an Aadhaar card.
• Choose the fixed deposit option from multiple bank and NBFC options.
• Enter the desired deposit amount and tenure.
• Complete KYC/v-KYC as required.
• Make the payment to book your FD.

By following these steps, you can easily set up a fixed deposit account with Bajaj Finance to secure your savings and earn competitive returns.