mBank Review Summary Founded2000 Registered Country/RegionPoland RegulationNot regulated Products and servicesInvestments, Savings, Forex, Stock Market, Pension, Currency Accounts Demo Account❌ Trading PlatformmBank Mobile App, Online BankingmBank Information Established in 2000, mBank is a Poland-based digital bank providing a broad spectrum of financial services for companies as well as people. Although its mobile and web interfaces are commended for their simplicity, it lacks sophisticated trading capabilities and international control, making it more appropriate for banking than for professional trading.Pros and Cons ProsCons Wide range of savings and investment optionsNot regulated Well-designed mobile app and web platformsLacks demo features and religious-compliant (swap-free) options Specialized accounts for different needsNot suitable for advanced or high-frequency tradersIs mBank Legit? mBank is not governed as a forex or CFD broker in its country of registration, Poland. It also lacks regulatory licenses from internationally known bodies including the Financial Conduct Authority (FCA) in the UK, the Australian Securities and Investments Commission (ASIC), or the Cyprus Securities and Exchange Commission (CySEC). According to the WHOIS record, the domain mbank.pl was created on August 8, 2000, and most recently modified on November 25, 2024. Its current renewal date is set for August 7, 2026. The domain status is active, and it is secured with protections such as restricted transfers.What Can I Trade on mBank? Focusing on both personal and commercial needs, mBank provides a comprehensive spectrum of financial services and products. Its array of cards, multi-currency accounts, savings programs, and investment choices makes it appropriate for both retail and business consumers. CategoryProducts/Services Offered InvestmentsPension, Investment Goals, Deposit with Fund, Funds, Stock Market, Forex SavingsSavings Accounts, Deposits, Savings Goals AccountsPersonal Accounts, Currency Accounts, Business Accounts CardsAccount Cards, Credit Cards, Cards for mKonto Intensive Learning & PlanningHow to Start Investing, Retirement Planning, Investment GuidanceAccount Types mBank offers several types of live accounts tailored to various customer needs, though it lacks demo functionality and swap-free options for faith-based compliance. Account TypeDescriptionSuitable For Personal AccountStandard banking account for daily useGeneral retail users Savings AccountInterest-earning account for long- or short-term savings goalsIndividuals focused on building savings Currency AccountMulti-currency account for holding and transacting in foreign currenciesTravelers and clients with international needs Business AccountBusiness-oriented account with tools and features tailored for corporate banking needsEntrepreneurs, SMEs, and large companies eAccount (13–17 years old)Youth account with promotional rewards and free BLIK transfersTeenagers learning to manage finances eAccount (18–24 years old)Student/young adult account offering up to PLN 760 bonus and 7% p.a. on 3-month depositsStudents and young adults starting to save mAccount IntensivePremium account with up to PLN 860 bonus and 7.2% p.a. interest, includes access to a personal advisorProfessionals looking for premium featuresTrading Platform Trading PlatformSupportedAvailable DevicesSuitable for What Kind of Traders mBank Mobile App✔iOS, Android smartphonesEveryday retail users, mobile-first users mBank Online Banking✔Web, DesktopUsers preferring browser-based access to banking and investments MT4/MT5❌–Not supported – platform not geared toward active forex traders