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The ECN account minimum deposit for choosing Happy Money forex broker investment is USD 5000, with a STANDARD account minimum Spread of from 0.5
Happy Money Deposit
Rating Index
Pros
Offers competitive interest rates for credit card consolidation, with a maximum APR capped at 29.99%.
No extra fees besides origination; no late fees or prepayment penalties.
Funds are sent directly to creditors, simplifying the debt repayment process for users.
Cons
Minimum credit score requirement of 640 excludes borrowers with fair or bad credit.
Longer funding timeline of three to six business days, which is slower than many competitors.
Limited to credit card debt consolidation, restricting the use of loan funds for other purposes.
ECN account
Minimum Deposit
USD 5000
Depositing Method
--
Minimum Spread
from 0.5
STANDARD account
Minimum Deposit
USD 1000
Depositing Method
--
Minimum Spread
from 2
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