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Rating Index

Pros

Accessibility for a wide range of customers, including those with less-than-perfect credit.
Personalized service with local branches providing face-to-face interactions.
Flexible loan options tailored to various financial needs and circumstances.

Cons

Higher interest rates compared to some competitors, especially for customers with lower credit scores.
Limited online services, which may not meet the needs of digital-first consumers.
Geographical limitations, as services may not be available in all states.