Terra Investimentos offers several account types to cater to different trading needs and profiles. Below is a detailed overview of each account type:
| Account Type | Minimum Deposit | Spread (pips) | Commission (per lot) | Leverage | Target User Profile |
|---|---|---|---|---|---|
| Standard | R$ 1,000 | From 1.5 | N/A | 1:100 | Beginners |
| ECN | R$ 5,000 | From 0.1 | R$ 10 | 1:200 | Experienced traders |
| Pro | R$ 10,000 | From 0.5 | R$ 5 | 1:300 | Professional traders |
| Islamic | R$ 1,000 | Similar to Standard | N/A | 1:100 | Muslim traders |
| Demo | N/A | Simulated | N/A | 1:100 | Beginners and testers |
The features of the different account types at Terra Investimentos are compared below:
Minimum Deposit:
Standard: R$ 1,000
ECN: R$ 5,000
Pro: R$ 10,000
Islamic: R$ 1,000
Demo: N/A
Maximum Leverage:
Standard: 1:100
ECN: 1:200
Pro: 1:300
Islamic: 1:100
Demo: 1:100
Spreads (Typical/Minimum):
Standard: From 1.5 pips
ECN: From 0.1 pips
Pro: From 0.5 pips
Islamic: Similar to Standard
Demo: Simulated conditions
Commission Fees:
Standard: N/A
ECN: R$ 10 per lot
Pro: R$ 5 per lot
Islamic: N/A
Demo: N/A
Lot Size:
Standard: Micro, Mini, Standard
ECN: Micro, Mini, Standard
Pro: Micro, Mini, Standard
Islamic: Micro, Mini, Standard
Demo: Micro, Mini, Standard
Available Trading Platforms:
Standard: MT4, MT5
ECN: MT4, MT5
Pro: MT4, MT5
Islamic: MT4, MT5
Demo: MT4, MT5
Execution Type:
Standard: Market
ECN: ECN
Pro: Market
Islamic: Market
Demo: Market
Islamic Account Availability:
Standard: No
ECN: No
Pro: No
Islamic: Yes
Demo: No
Swap-Free Options:
Standard: No
ECN: No
Pro: No
Islamic: Yes
Demo: No
Demo Account Features:
Virtual funds for practice, access to all trading instruments.
Standard Account:
Low minimum deposit
User-friendly for beginners
Access to educational resources
Variety of trading instruments
ECN Account:
Tight spreads
Direct market access
Suitable for scalping
Lower trading costs
Pro Account:
Advanced trading tools
Lower commission fees
High leverage options
Priority support
Islamic Account:
Complies with Sharia law
No swap fees
Similar features to Standard Account
Demo Account:
Risk-free trading environment
Practice strategies
Access to all features of live accounts
Standard Account:
Higher spreads compared to ECN
Limited features for advanced trading
ECN Account:
Higher minimum deposit
Commission fees apply
Pro Account:
Requires significant initial investment
May not be suitable for casual traders
Islamic Account:
Limited to Muslim traders
Similar costs to Standard Account
Demo Account:
No real money involved
Limited to practice only
To open an account with Terra Investimentos, the following eligibility criteria and requirements must be met:
Eligibility Criteria:
Age Requirements: Must be at least 18 years old.
Geographic Restrictions: Available to residents of Brazil and select countries.
Prohibited Countries: Specific countries may be restricted based on regulatory compliance.
Identity Verification Documents Needed:
Valid government-issued ID (e.g., passport, national ID)
Proof of income (e.g., pay slip, tax return)
Proof of Residence Requirements:
Recent utility bill or bank statement showing the applicant's name and address.
Additional Documentation for Professional Accounts:
Business registration documents (if applicable)
Financial statements
KYC/AML Compliance Procedures:
All applicants must undergo Know Your Customer (KYC) and Anti-Money Laundering (AML) checks.
Verification Time Frames:
Account verification typically takes 1-3 business days.
To register for an account with Terra Investimentos, follow these steps:
Once funded, log in to the trading platform and begin trading.
Desktop vs Mobile Registration Differences:
The registration process is similar on both desktop and mobile platforms, with minor interface adjustments.
Common Registration Issues and Solutions:
Ensure all documents are clear and legible.
Double-check personal information for accuracy.
Average Account Approval Time:
Typically, account approval takes 1-3 business days.
How to Upgrade/Downgrade Account Types:
Contact customer support to request changes to account types.
The demo account at Terra Investimentos provides a risk-free environment for traders to practice their strategies.
Demo Account Features and Benefits:
Access to all trading instruments
Simulated trading conditions
No financial risk involved
How to Open a Demo Account:
Follow the same registration process as for live accounts but select "Demo Account."
Demo Account Limitations:
Limited to virtual funds and cannot be used for real trading.
Virtual Balance Amount:
Typically starts with a virtual balance of R$ 100,000.
Demo vs Live Account Differences:
Demo accounts use virtual funds, while live accounts involve real money and trading conditions.
Duration/Expiry of Demo Accounts:
Demo accounts may remain active for a specified period, often up to 30 days, but can be extended based on the broker's policy.
Terra Investimentos offers an Islamic account option for traders who require a swap-free trading environment.
Swap-Free/Islamic Account Availability:
Yes, Islamic accounts are available.
Eligibility Requirements:
Must be a Muslim trader adhering to Sharia law.
Differences from Standard Accounts:
Islamic accounts do not incur swap fees.
How to Apply for Islamic Account:
Select the Islamic account option during the registration process and provide necessary documentation.
Restrictions or Special Conditions:
Must comply with Sharia law and may have specific trading conditions.
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