HIA broker Accounts

hia Account Types & Opening Guide 2025: Complete Comparison and Registration Steps

Part 1: hia Account Types Overview

hia Account Types Explained

The hia offers a variety of account types to cater to different trading needs and preferences. Below is a breakdown of the available account types:

1. Standard Account

• Minimum Deposit Requirement: $100
• Spread/Commission Structure: Variable spread starting from 1.0 pips
• Leverage Options: Up to 1:500
• Key Features: Suitable for beginners, access to a wide range of trading instruments.
• Target User Profile: Beginner to intermediate traders.
• Trading Instruments Available: Forex, commodities, indices.

2. ECN Account

• Minimum Deposit Requirement: $500
• Spread/Commission Structure: Low spreads starting from 0.1 pips + commission of $5 per lot
• Leverage Options: Up to 1:200
• Key Features: Direct market access, lower spreads, ideal for scalpers and high-frequency traders.
• Target User Profile: Advanced traders.
• Trading Instruments Available: Forex, commodities, indices.

3. Pro Account

• Minimum Deposit Requirement: $1,000
• Spread/Commission Structure: Fixed spreads starting from 0.5 pips + commission of $3 per lot
• Leverage Options: Up to 1:100
• Key Features: Professional trading conditions, priority customer support.
• Target User Profile: Professional and institutional traders.
• Trading Instruments Available: Forex, commodities, indices, cryptocurrencies.

4. Islamic Account

• Minimum Deposit Requirement: $100
• Spread/Commission Structure: Similar to Standard Account
• Leverage Options: Up to 1:500
• Key Features: Swap-free trading in compliance with Islamic finance principles.
• Target User Profile: Muslim traders.
• Trading Instruments Available: Forex, commodities, indices.

5. Demo Account

• Minimum Deposit Requirement: N/A (virtual funds)
• Spread/Commission Structure: Similar to Standard Account
• Leverage Options: Up to 1:500
• Key Features: Risk-free environment to practice trading strategies.
• Target User Profile: All traders, especially beginners.
• Trading Instruments Available: Forex, commodities, indices.

Account Type Comparison Table

Recommended Account Types by Trader Level

• Beginner: Standard Account
• Intermediate: ECN Account
• Advanced: Pro Account
• Muslim Traders: Islamic Account
• Practice: Demo Account

Part 2: hia Account Features Comparison

Detailed hia Account Features

When comparing the features of different hia account types, the following aspects are crucial:

• Minimum Deposit: Ranges from $100 for Standard and Islamic accounts to $1,000 for Pro accounts.
• Maximum Leverage: Up to 1:500 for Standard and Islamic accounts, lower for Pro and ECN accounts.
• Spreads: Variable spreads starting from 0.1 pips for ECN accounts, with Standard accounts starting from 1.0 pips.
• Commission Fees: Applicable for ECN and Pro accounts, with ECN accounts having the highest commission.
• Lot Size: Standard accounts typically allow standard lot sizes, while ECN accounts may allow micro and mini lots.
• Available Trading Platforms: Most accounts support MT4 and MT5, with some offering proprietary platforms.
• Execution Type: ECN accounts provide direct market execution, while others may offer instant execution.
• Islamic Account Availability: Available for Standard and Islamic accounts.
• Swap-Free Options: Offered in Islamic accounts.
• Demo Account Features: Virtual funds for practice, typically with similar conditions to Standard accounts.

Advantages of Each Account Type

• Standard Account: Easy to use, low minimum deposit, wide range of instruments.
• ECN Account: Low spreads, direct market access, suitable for scalping.
• Pro Account: Professional trading conditions, lower commissions for high-volume traders.
• Islamic Account: Compliance with Islamic finance, no swap fees.
• Demo Account: Risk-free trading, practice strategies without financial risk.

Disadvantages of Each Account Type

• Standard Account: Higher spreads compared to ECN accounts.
• ECN Account: Higher minimum deposit and commission fees.
• Pro Account: Requires a higher initial investment.
• Islamic Account: Limited to certain trading conditions.
• Demo Account: No real profit, limited duration.

Part 3: hia Account Opening Requirements

hia Account Registration Requirements

To open an hia account, the following eligibility criteria must be met:

• Age Requirements: Must be at least 18 years old.
• Geographic Restrictions: Limited to certain countries; check the hia website for specific restrictions.
• Prohibited Countries: Specific countries may be restricted; refer to the hia terms and conditions.
• Identity Verification Documents Needed: Government-issued ID (passport or driver's license).
• Proof of Residence Requirements: Utility bill or bank statement showing your name and address.
• Additional Documentation for Professional Accounts: May require proof of trading experience or financial background.

KYC/AML Compliance Procedures

• Complete the Know Your Customer (KYC) process by submitting required documents.
• Anti-Money Laundering (AML) checks are conducted as part of the registration process.

Verification Time Frames

• Account verification typically takes 1-3 business days, depending on the completeness of submitted documents.

Part 4: hia Account Opening Process

Step-by-Step hia Account Opening Guide

1. Visit Website and Click Registration: Go to the hia website and find the registration button.
2. Personal Information Entry: Fill in your personal details, including name, email, and phone number.
3. Choose Account Type: Select the type of account you wish to open (Standard, ECN, Pro, etc.).
4. Set Trading Preferences: Indicate your trading preferences, including leverage and trading instruments.
5. Document Upload: Upload the required identity verification documents.
6. Account Verification: Wait for your account to be verified by the hia team.
7. Fund Your Account: Deposit the minimum required amount to activate your account.
8. Start Trading: Once your account is funded, you can begin trading.

Desktop vs Mobile Registration Differences

• The registration process is similar on both platforms, but mobile users may have a more streamlined experience.

Common Registration Issues and Solutions

• Issue: Document upload failure.

  Solution: Ensure documents are clear and in the correct format.

• Issue: Verification delays.

  Solution: Contact customer support for assistance.

Average Account Approval Time

• Generally, account approval takes 1-3 business days.

How to Upgrade/Downgrade Account Types

• Log into your account and navigate to the account settings to request an upgrade or downgrade.

Part 5: hia Demo Account Information

hia Demo Account Guide

Demo Account Features and Benefits

• Offers a risk-free environment to practice trading strategies with virtual funds.
• Access to the same trading platforms and instruments as live accounts.

How to Open a Demo Account

• Visit the hia website and select the demo account option.
• Fill out the registration form and submit.

Demo Account Limitations

• Limited duration, usually valid for 30-90 days.
• Virtual funds cannot be withdrawn.

Virtual Balance Amount

• Typically starts with a virtual balance of $10,000.

Demo vs Live Account Differences

• Demo accounts use virtual funds, while live accounts require real money deposits.

Duration/Expiry of Demo Accounts

• Demo accounts usually expire after 30-90 days of inactivity.

Part 6: hia Islamic Account Details

hia Islamic Account Details

Swap-Free/Islamic Account Availability

• Islamic accounts are available for traders who require compliance with Islamic finance principles.

Eligibility Requirements

• Must be a practicing Muslim and provide necessary documentation.

Differences from Standard Accounts

• Islamic accounts do not incur swap fees for overnight positions.

How to Apply for Islamic Account

• Select the Islamic account option during the registration process and provide necessary documentation.

Restrictions or Special Conditions

• May have specific trading conditions or limitations compared to standard accounts.

FAQs – hia Account Types & Opening

1. What account types does hia offer？

• hia offers Standard, ECN, Pro, Islamic, and Demo accounts.

1. What is the minimum deposit for each account type？

• Minimum deposits range from $100 for Standard and Islamic accounts to $1,000 for Pro accounts.

1. How long does hia account verification take？

• Verification typically takes 1-3 business days.

1. Does hia offer demo accounts？

• Yes, hia provides demo accounts for practice trading.

1. Can I have multiple account types with hia？

• Yes, you can open multiple account types under the same registration.

1. Does hia offer Islamic/swap-free accounts？

• Yes, Islamic accounts are available for traders who require them.

1. What documents do I need to open a hia account？

• You need a government-issued ID and proof of residence.

1. Can I change my account type after registration？

• Yes, you can request to upgrade or downgrade your account type through your account settings.