BTGPactual Forex Broker

BTGPactual Review SummaryFounded1983Registered Country/RegionBrazilRegulationNot regulatedProducts and ServicesFixed Income, Treasury Direct, Investment Funds, Exchange, Cryptoassets, etc.Demo Account❌Trading PlatformBTG Banking App, BTG Investments AppMin DepositNo minimumCustomer SupportPhone: 4007-2511 / 0800-001-2511WhatsApp: (11) 4007-2511BTGPactual Information Headquartered in Brazil, BTG Pactual is a multi-service financial platform founded in 1983 that provides a wide range of investing and banking products. Though it runs without control from Brazil's CVM or other major international organizations, which can worry certain customers, it helps zero-fee trading for numerous instruments and flexible accounts.Pros and ConsProsConsZero deposit and custody feesNot regulatedWide range of products (10+ categories)No demo or Islamic (swap-free) account optionsUser-friendly apps for banking & investingNo MT4/MT5 or desktop trading supportIs BTGPactual Legit? BTG Pactual is not regulated as a brokerage firm under Brazils primary financial authorities for retail trading, such as the Comissão de Valores Mobiliários (CVM). Additionally, it does not hold licenses from well-known global financial regulators such as the Financial Conduct Authority (FCA) in the UK or the Australian Securities and Investments Commission (ASIC). According to WHOIS records, the domain btgpactual.com was registered on April 20, 2009, and is currently active. It was last updated on March 19, 2025, and is valid until April 20, 2026.Products and Services BTG Pactual provides a diverse mix of financial products and services in ten distinct areas, including fixed income, investment funds, exchange services, cryptoassets, and more.Product/ServiceAvailableFixed Income✅Treasury Direct✅Investment Funds✅Private Pensions✅Exchange✅COE✅Invest Flex✅Variable Income✅Cryptoassets✅Account Types BTG Pactual provides three types of live accounts, each targeted to a specific user need: a normal checking account, an exclusive Ultrablue account, and an overseas resident account (CDE). The broker does not provide demo accounts or Islamic (swap-free) accounts.Account TypeFeaturesSuitable ForStandard Checking AccountZero-fee account for payments, transfers, and daily financial needsEveryday users in BrazilUltrablue AccountPremium account with concierge services, travel benefits, and luxury perksHigh-net-worth individuals & premium usersCDE (Overseas Account)For non-residents managing finances or investing in Brazil remotelyBrazilians or foreigners living abroadBTGPactual Fees Compared to industry norms, BTG Pactual has a reasonable and usually low-cost charge structure. Most of their investment products—Fixed Income, Treasury Direct, Investment Funds, etc.—come with no custody or maintenance costs; brokerage is charged regressively—the more trades you conduct, the lower the per-order price. Frequent traders will find this appealing. Fees for services like currency conversion and interest on margin (INVEST FLEX), though, are rather normal or somewhat high.ProductCustody FeeOther FeesFixed IncomeZero–Treasury DirectZeroB3 custody fee: 0.25%Investment FundsZeroManagement & performance fees applyPrivate PensionsZeroEntry/exit loading ratesExchange–Contract fee: R$90.00COEZero–Invest Flex–Interest: 5.99%/monthVariable IncomeZero–CryptoassetsZeroBrokerage: 0.5%BTG DOLZeroRegressive brokerage feeTrading PlatformTrading PlatformSupportedAvailable DevicesSuitable for What Kind of TradersBTG Banking App✔iOS, Android (Mobile)Retail clients managing banking, cards, and daily paymentsBTG Investments App✔iOS, Android (Mobile)Investors focused on portfolio and fund investmentsMetaTrader (MT4/MT5)❌Not availableNot suitable (not supported)Desktop/Web Terminal❌Not availableNot suitable (not supported)Deposit and Withdrawal Users find transactions affordable since BTG Pactual charges no deposit or withdrawal fees. The site also has no minimum deposit policy, so customers may begin with any sum. Deposit OptionsMethodMin. AmountFeesProcessing TimeBank Transfer (Pix)No minimumFreeInstantTED TransferNo minimumFreeSame business dayRemittance via ExchangeNo minimumFreeVaries by provider/country