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Rating Index

Pros

Low-cost commissions with a flat rate of $4.95 for stock and options trades, making it competitive compared to other brokers.
No minimum account balance requirement, allowing new investors to start with minimal funds.
Strong customer support, including live chat and quick response times for email and phone inquiries.

Cons

Inactivity fee of $50 for accounts with no activity over the prior 12 months or balances falling below $2,500.
Lack of no-transaction-fee mutual funds and commission-free ETFs, which may be disappointing for certain investors.
Limited mobile trading options and functionality, which could hinder users who prefer trading on mobile devices.