Janus Henderson Account Types

Janus Henderson offers a variety of account types to cater to different investment needs. These include:

• Retirement Accounts (Tax-Deferred Growth)
• Traditional IRA: Contributions may be tax-deductible, allowing investments to grow tax-deferred until withdrawal.
• Roth IRA: Offers tax-free qualified withdrawals, providing greater tax savings and flexibility compared to a Traditional IRA.
• SEP-IRA: Designed for self-employed individuals and small business owners, allowing tax-deferred retirement savings.
• 403(b)(7) Account: A tax-deferred plan for employees of public schools or non-profits, though Janus Henderson no longer accepts contributions to this account.
• Inherited IRA: For beneficiaries of IRAs, allowing continued tax-deferred growth while distributions are taken.
• Children and Education Accounts
• Coverdell Education Savings Account: A custodial account for education expenses, with tax-free distributions for qualified expenses.
• Custodial (UGMA/UTMA) Account: A taxable account managed by an adult for the benefit of a minor, with funds considered an irrevocable gift.
• Taxable (Non-Retirement) Accounts
• Individual Account: A standard taxable account with no contribution limits, allowing for flexible withdrawals.
• Joint Account: An account held jointly with rights of survivorship, also taxable.
• Trust/Estate Account: Avoids probate upon the death of the grantor and offers potential tax benefits.
• Business Accounts
• Corporate Account: Available for corporations, sole proprietors, and non-profits, allowing for diverse investment opportunities.

For more information, visit: Janus Henderson Account Types

Janus Henderson Broker Account Opening Process

Opening an account with Janus Henderson is a straightforward process. Here are the steps to get started:

• Choose Account Type: Determine which account type suits your investment needs, whether it be a retirement account, educational account, taxable account, or business account.

• Visit the Website: Go to the Janus Henderson official website and navigate to the account opening section.

• Complete the Application: Fill out the online application form with your personal and financial information.

• Identity Verification: Follow the instructions to verify your identity, which may include submitting identification documents.

• Agree to Terms: Read and agree to the terms and conditions provided by Janus Henderson.

• Fund Your Account: Once approved, fund your account using the available options to start investing.

For more details on how to open an account, visit: Open a New Account