Fidor Bank AG offers a range of account types for both personal and corporate clients. The primary types of accounts available include:
- Personal Accounts: Designed for individual users, these accounts can be used for everyday banking needs, including transactions and savings.
- Corporate Accounts: Tailored for business entities, these accounts facilitate corporate banking services, including settlement accounts and financial products.
- Types of Accounts:
- Settlement Accounts: Used for daily transactions and managing funds.
- Deposit Accounts: For saving purposes, allowing clients to earn interest on their deposits.
- Trading Accounts: Specifically for clients interested in trading activities.
Fidor Bank does not have physical branches, and all banking services are conducted online, providing a modern banking experience.
Fidor Bank Broker Account Opening Process
Opening a broker account with Fidor Bank is a straightforward process that can be completed entirely online. Heres how to do it:
- Visit the Official Website: Go to Fidor Bank's official site.
- Register: Click on the registration button and fill out the required personal information using Latin characters.
- Email Confirmation: After registration, confirm your email address by clicking on the link sent to your inbox.
- Mobile Verification: Provide your mobile number and enter the mTAN (mobile transaction authentication number) sent to your phone.
- Complete Personal Data: Fill in any additional personal information as prompted.
- Identification Process: Use the PostIdent procedure for identification, where you visit a post office with your ID and the PostIdent coupon.
- Account Approval: Once your identification is verified, your account will be set up, and you will receive a welcome email.
- First Login: After receiving confirmation, log into your online banking account and set your personal FIDOR identification number (FIN).
- Order Additional Services: If desired, you can order additional services such as the Fidor Smart Card directly through the online banking platform.
The entire process typically takes about 7 days from registration to account activation, and there are no minimum balance requirements for maintaining an account.
Fidor Bank accounts can be viewed for products that can be traded accounts with a minimum deposit of by (2+) .